ALL 50 STATES COVERED
Our 2 Hour Life & Health Exam prep has been used by aspiring agents to pass the test. Each state has its own specific guidelines and our training will simplify terminology, provide better understanding, and ultimately help you pass.
1st Section
Life Insurance
Discussing all topics related to life insurance. Focusing on term, permanent, and other specialty type of life insurance
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Term Insurance
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Graded Premium Policy
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Permanent Insurance (Whole Life & Universal Life)
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Types of Riders
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Dividends and Cash Value
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Extended, Modified, and Convertible Term
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Annuities (Immediate & Deferred)
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How Life Insurance Expires
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How to Sell Life Insurance
2nd Section
Health Insurance
Health insurance plays a small, but important piece of the exam. We go over the terminology and definitions need to pass the health insurance section.
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Health Insurance Basics
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Policies and Provisions
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Disability Income Insurance
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Medical Plans
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Senior Citizens
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Group Health Insurance
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Underwriting
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Accident and Health Insurance Laws and Taxation
3rd Section
State Regulation
Each state operates the life and health industry different, but there are many similarities. Learn how your state regulates life and health.
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Fair Credit Reporting Act
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Assignments
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Legal Terminology
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Offer and Counteroffer
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Disclosures
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Revocable and Irrevocable
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Contract Regulation
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Commissioner, Medical Bureau, etc.
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The Insurance Company & Agent's Responsibility
4th Section
Q & A
You've studied and probably have questions. Nothing can be more effective that directly asking a specialist the question and getting an answer.
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Practice Test Question Review
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Terminology Questions
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How Each Piece Fits Together
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Review of Practice Tests
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Review of Previous Official Test Scores
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Other Types of Questions